.text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #333333;
}
.header {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bolder;
	color: #000099;
	letter-spacing: 0px;
}
.smheadings {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #0033CC;
}